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Travel Insurance
Although it is not compulsory, we do strongly recommend that our holidaymakers hold some form of travel insurance when they join one of our tours. Now more than ever travel insurance is a vital part of booking a holiday, giving you protection against a range of unforeseen circumstances that could otherwise spoil your holiday. It is important that you purchase travel insurance that properly covers your participation in whatever activities you may undertake at the time that you make your booking. You do not have to purchase travel insurance through GB TOURS, but if you don’t have your own cover already in place and do want to take out travel insurance to cover your trip with us, we have arranged an insurance policy tailored for our holidaymakers demands and needs – no premium loadings if you are aged 65 years over, plus all policies include cover if you receive a positive COVID-19 diagnosis within 14 days of your scheduled departure date and have to cancel your trip. Cover also includes non-UK medical treatment and additional accommodation, repatriation and travel expenses if you are diagnosed with COVID-19 during your trip.
This policy is underwritten for GB TOURS by ERGO Travel Insurance Services Ltd (ETI) on behalf of Great Lakes Insurance SE (GLISE). Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: 10 Fenchurch Avenue, London EC3M 5BN, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleistungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Firm Reference Number: 769884. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website. ERGO Travel Insurance Services Ltd (ETI): registered in England and Wales, company number 11091555. Authorised and regulated by the FCA, register number 805870 and registered office: 10 Fenchurch Avenue, London, EC3M 5BN. Details about the extent of GLISE’s authorisation and regulation by the PRA, and regulation by the FCA are available on request.
GB TOURS is an Appointed Representative of LS Insurance Brokers who is authorised and regulated by the Financial Conduct Authority (their registration number is 921966) and which is permitted to advise on and arrange general insurance contracts, full details can be found at www.fca.org.uk.
Demands & Needs Statement
This travel insurance policy will suit the Demands and Needs of an individual, or group (where applicable) who have no excluded medical conditions, (see policy wording, Health Conditions for details), are travelling to countries included within the policy terms and who wish to insure themselves against the unforeseen circumstances/events detailed within this insurance policy. Subject to terms and conditions and maximum specified sums insured. Full details of these circumstances/events, levels of cover and terms and conditions can be found in the Policy Booklet, Table of Benefits and Insurance Product Information Document IPID).
IMPORTANT - You may already possess alternative insurance(s) for some or all of the features and benefits provided by this product; it is your responsibility to investigate this. We will not provide you with advice about the suitability of this product for your individual needs; we will however be happy to provide you with factual information to aid you in making your own informed buying decision.
Please be aware that this is a travel insurance policy and not private medical insurance. This means there is no cover for any medical expenses incurred in private medical facilities if Towergate Assistance has confirmed that medically capable public facilities are available.
The main benefits of the cover provided are:
Cancellation – if you have to cancel your trip for such things as unforeseen illness, injury, death, jury services, occupational posting or storm, flood or fire damage to your home within 14-days or your scheduled departure date. This includes cover should you, or anyone named on the policy, receive a positive COVID-19 diagnosis within 14-days of your scheduled departure date and have to cancel your trip
Emergency medical and repatriation expenses – covers costs for emergency medical treatment received whilst on your trip, including the costs of medical repatriation or the cost of someone having to travel and stay with you if you are hospitalised.
Personal Possessions and money – if your personal possessions are lost, stolen or damaged whilst on your trip.
You will receive your confirmation, Policy Booklet, Table of Benefits and Insurance Product Information Document (IPID) by email or post, whichever is preferable to you. A specimen copy of these policy documents can be see now by CLICKING HERE. Please read these carefully and if for some reason you are not able to comply with the terms and conditions or it doesn’t meet your needs, you have 14-days from receiving these policy documents in which to cancel the insurance and get a full refund, as long as you have not already travelled or made a claim.
All premiums include 20% Insurance Premium Tax
There are no additional admin fees for arranging this travel insurance
Period of Insurance:
Cancellation cover starts upon payment of premium and ends on the date of your departure. The cover for all other sections starts on the date of your departure and all cover under the policy ceases when you return home on the date of your return from your trip as set out in your booking confirmation